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Idea for PCOs

1. 

   VictoryIsMine
   

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   Posted 1 year ago
   Sun Nov 6 2011 17:59:59
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   So, since a good number of us can't afford the expensive treatments for bed bugs, I was thinking PCOs could come up with its equivalent of a Medical Insurance, for pests. People'd pay a monthly fee, and if they ever have a pest problem (whatever the pest may be), they can go to their PCO and be treated, for 'free' or a co-pay. I'd pay for it.

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   BBFSTyler
   

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   Posted 1 year ago
   Sun Nov 6 2011 19:01:12
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   VictoryIsMine - 54 minutes ago  » 
   So, since a good number of us can't afford the expensive treatments for bed bugs, I was thinking PCOs could come up with its equivalent of a Medical Insurance, for pests. People'd pay a monthly fee, and if they ever have a pest problem (whatever the pest may be), they can go to their PCO and be treated, for 'free' or a co-pay. I'd pay for it.

   Victory, there are several firms that have been toying with "Bed Bug Insurance" plans for their clients but most are running into several issues:
   1 - any potential client needs to be BB free PRIOR to plan can be issued/purchased (just like medical excludes existing conditions) - which means you still have to spend the money up front if you are suffering now
   2 - how do you make sure that insured aren't being proactive in preventing further introductions @ home, @ work, @ gym, @ anywhere because they are thinking "I am covered" and it "doesn't cost me anything to get it fixed"?
   3 - what kind of deductible would be fair?
   4 - How do you determine rates? SFR vs Multi-Unit Apt/Condo vs Office Bldg vs Shelter vs Medical/Assisted Living etc etc etc...

   Id love to hear what others are thinking about this topic? Thanks for bringing it up.

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   Nobugsonme
   

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   Posted 1 year ago
   Sun Nov 6 2011 20:03:03
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   There is currently bed bug insurance for hotels and for individual travelers. (Here are some posts.)

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   BBFSTyler
   

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   Posted 1 year ago
   Sun Nov 6 2011 20:37:18
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   Thanks NoBugs, knew you'd have the story straight

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   Nobugsonme
   

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   Posted 1 year ago
   Mon Nov 7 2011 4:08:52
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   Well, I can't quite keep up with it all...

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   VictoryIsMine
   

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   Posted 1 year ago
   Mon Nov 7 2011 4:46:53
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   Rad. I'll sure get one when I have a place of my own again. Hopefully by then more companies will join, too. Thanks, Nobugs!

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