VosIzNeias.com reports that New York State Assemblyman Dov Hikind (D-Brooklyn) and Senate Majority Conference Leader John Sampson are proposing legislation to force insurers to offer bed bug insurance in New York State:
The legislation provides that insurance companies must reimburse renters, homeowners, co-op and condo owners who experience a bedbug infestation for all infestation-related costs, including: extermination services, cleaning of the insured’s property and personal property (such as clothing and bedding), as well as the cost of replacing items which cannot be treated or cleaned, like mattresses or furniture.
BrickUnderground notes that the idea came about after Allison Witty, Dov Hikind’s director of communications, lost everything due to a bed bug infestation in her Brooklyn apartment at 1650 Ocean Parkway. BrickUnderground notes that Witty registered her infestation on the Bed Bug Registry, here.
This could be hugely helpful to people who are covered for bed bugs in their homeowner’s or renter’s insurance. However, as BrickUnderground also notes, bed bug coverage is likely to be pricey indeed.
Witty’s infestation added up to a loss of $7000. A recent Community Health Survey found that one in fifteen New Yorkers had bed bugs last year.
Do the math: that’s a lot of potential bed bug payouts.